The Jockeys Association of India

The Welfare Scheme

The Association looks after all its enrolled members across India on all related matters. JAI has come a long way since its inception. The Association is run by contributions from its members and not through donations. The jockeys willingly contribute a percentage of their mount fee and winning commission to the Association.

1. Mediclaim Policy for Immediate Family members.

a. The Mediclaim policy for immediate family members started in 1994-95 with a sum insured of Rs 75,000/- p.a, which increased to Rs 100,000/- p.a in 2001-02, Rs 200,000/- p.a in 2008-09, and Rs 300,000/- p.a in 2015-16. This continues to date.

b. Maternity medical benefits were included in the Mediclaim policy from October 2005 and are eligible for the first two children only. Coverage is a maximum sum of Rs 40,000/- for normal delivery and Rs 50,000/- for cesarean section.

c. In the event of Permanent Disability, jockeys are entitled to a maximum benefit of Rs 15 Lakh, provided the jockey is declared disabled above 75% by a doctor and re-examined by a panel approved by the Insurance Company. The Permanent Disability benefits started in 1974-75 at Rs 32,000/- and have steadily increased to Rs 15,00,000/-. Members are covered under the Personal Accident Cover policy for Rs 20 Lakh in the event of a fatal accident.

Year	Sum Insured
1992-1993	Rs 125,000/-
1993-1994	Rs 175,000/-
1994-1995	Rs 225,000/-
1995-1996	Rs 300,000/-
1996-1999	Rs 400,000/-
2000-2001	Rs 500,000/-
2001-2006	Rs 600,000/-
2007-2015	Rs 1,200,000/-
2016-2021	Rs 1,500,000/-
2021-Till Date	Rs 2,000,000/-

d. Parents Mediclaim

The Mediclaim policy for parents started in 2005-06 with a sum insured of Rs 100,000/- p.a. This was later increased to Rs 200,000/- p.a. from 2014-15 and continues to date.

e. The Association provides loans for medical and education purposes depending on the situation.

f. The Association offers Rs 300/- per day towards out of saddle allowance from the date of accident to the date of fitness for jockeys injured in the line of duty, up to a maximum of 104 weeks.

g. Retirement benefits for the Jockeys

Service	Amount
1991-1992	15,000.00
1992-1993	15,000.00
1993-1994	15,000.00
1994-1995	15,000.00
1995-1996	15,000.00
1996-1997	15,000.00
1997-1998	15,000.00
1998-1999	15,000.00
1999-2000	15,000.00
2000-2001	15,000.00
2001-2002	15,000.00
2002-2003	15,000.00
2003-2004	15,000.00
2004-2005	15,000.00
2005-2006	15,000.00
2006-2007	15,000.00
2007-2008	15,000.00
2008-2009	20,000.00
2009-2010	20,000.00
2010-2011	30,000.00
2011-2012	30,000.00
2012-2013	30,000.00
2013-2014	30,000.00
2014-2015	30,000.00
2015-2016	30,000.00
2016-2017	40,000.00
2017-2018	40,000.00
2018-2019	40,000.00
2019-2020	40,000.00
2020-2021	40,000.00
2021-2022	40,000.00

h. The Association gives a memento to all its retired jockeys as a token of gratitude for their services over the years.

i. The Association also provides an additional Rs 50,000/- as Ex-Gratia to all members upon retirement.

j. The Managing Committee decided in their Annual General Body Meeting of 2018-19 to include all Apprentice jockeys who have completed their agreements with Trainers and Club as members. The medical and other benefits would be the same as for other members.

k. Members who retire due to permanent disability and whose service is short of 5 years but have completed at least one year as a member are eligible for a gratuity payment up to a maximum of Rs 1,00,000/- from the Professional Jockeys Trust of India, at the discretion of the management committee. This also applies to the jockey's next of kin in the event of the jockey's death.

l. The Association imports quality racing equipment like Body Protectors, Helmets, Goggles, and whips for the safety and benefit of its members. The Race Clubs contribute 1/3 of the total cost of Body Protectors and 60% of the total cost of helmets for jockeys licensed under their respective clubs. Jockeys contribute 1/3 of the total cost of Body Protectors and 10% of the total cost of helmets.

m. Creating Opportunities on the International Platform.

The Jockeys Association of India is one of the founding members of the International Federation of Jockeys Association, along with the UK, Ireland, USA, France, and Australia. Committee Members regularly represent our Association at World Conferences and are working hard to create opportunities for members globally. Recently, our association signed a Memorandum of Understanding with the Trainers Association of South Korea for members to ride in Seoul, South Korea. We are continuously working to open opportunities in other countries with established racing traditions.

n. In cases where jockeys are wrongly punished by any Turf Club, the Association represents such jockeys during an inquiry/appeal.