The Welfare Scheme
The Association looks after all its enrolled members all over India on all matters related. JAI has come a long way since. The Association is run by contributions from its members and not through donations. The jockeys have willingly contributed to the Association by foregoing a percentage of their mount fee and winning commission.
1. Mediclaim Policy for Immediate Family members.
a. The Mediclaim policy for immediate family member was started in 1994-95 and the sum insured was Rs 75000/-p.a, increased to Rs 100000/- p.a in 2001-02 and to Rs 200000/- p.a in 2008-09. In the year 2015-16 the Managing Committee increased the sum insured to Rs 300000/- p.a and this continued till date.
b. The maternity medical benefits were included in the Mediclaim policy from October 2005 and are eligible for first two children only and continued till date. The coverage is for a maximum sum of Rs. 40000/- for normal delivery and Rs. 50000/- for cesarean section.
c. In the event of Permanent Disability the Jockeys are entitled to benefit a maximum of Rs. 10 Lakh (GPA) + 1 Lakh (GJPA) Total Rs. 11 Lakh, provided the jockey is declared disabled above 75% by the concerned doctor and re-examined by the panel of the doctors approved by the Insurance Company. The Permanent Disability benefits was started as early as Rs 32000/- in 1974-75 and has steadily increased to the sum of Rs.1500000/- over the years. Members are covered under the Personal Accident Cover policy for Rs. 15 lakh in the event of fatal accident.
The below chart indicates the increases over the years
|2016- till date||Rs 1500000/-|
d. Parents Mediclaim
The Mediclaim policy for parents was started in the year 2005-06 with the sum insured of around Rs 100000/-p.a. This was later increased to Rs.200000/- p.a. from the year 2014-15 and continued till date.
e. Retired jockeys, who wish to continue their Mediclaim Family Policy for the next three years post retirement are welcome, provided the retiring member opts for it at the time of retirement and pays the 50% of amount of insurance premium in advance.
f. The Association provides loans only for medical and education purposes depending on the situations.
g. The Association also gives Rs. 300/- per day towards out of saddle allowance from the date of accident to date of fitness for jockeys who are injured while in the line of duty. Subject to a maximum of 104 weeks.
h. Retirement benefits for the Jockeys
i. The Association gives a memento for all its retired jockeys as a token of gratitude for the services rendered over the years.
j. The Association also gives an extra amount of Rs.50000/- as Ex–Gratia to all its members on retirement.
k. The Managing Committee in their Annual General Body Meeting of 2018-19 decided to include all the Apprentice jockeys to the Association, who have completed their agreements with the Trainers and Club on the condition, that the New Apprentice jockeys will avail only 50% of retirement benefit for the first three years. The medical and other benefits would be the same as other members.
l. Members who retire due to permanent disability and whose service is falling short of 5 years but have completed at least one year as a member, are eligible to a gratuity payment to a maximum of Rs. 1,00,000/- from the Professional Jockeys Trust of India.
m. The Association imports quality Racing Equipment’s like Body Protectors, Helmets, Goggles and whips for the safety and benefits of its members. The Race Clubs also help us by paying 1/3 share of the total cost of Body Protectors and 60% of the total cost of the helmets for jockeys licensed under their respective clubs. The jockeys also pay 1/3 share of the total cost of the Body Protectors and 10% of the total cost of the helmets.
n. Creating Opportunities on International Platform.
The Jockeys Association of India is one of the founder members of the International Federation of Jockeys Association along with UK, Ireland, USA, France and Australia. The Committee Members regularly represent our Association at World Conferences and are working hard to create opportunities for its members across the globe. In a recent endeavour our association has signed a Memorandum of Understanding with the Trainers Association of South Korea for its members to get an opportunity to ride in Seoul, South Korea. It is constantly working hard to open up opportunities in other Countries where racing is well established.
o. In cases of jockeys being wrongly punished by the any Turf Clubs the Association represents such jockeys during an enquiry /Appeal.